The Bank of Baroda (BoB) has introduced a new Fixed Deposit (FD) scheme for 2025 that offers guaranteed returns with attractive interest rates. Investors can now grow their savings safely, with assured income at maturity.
✅ Key Highlights of BoB FD Scheme
- Investment Amount – Start with just ₹1,000 (₹1 Lakh for maximum returns).
- Fixed Returns – Get ₹23,508 interest on a deposit of ₹1 Lakh.
- Tenure Options – Flexible periods from 1 year to 10 years.
- Safety & Security – Backed by Bank of Baroda, one of India’s trusted banks.
- Senior Citizens Benefit – Extra 0.50% higher interest rate.
📊 Example Calculation
- Deposit Amount: ₹1,00,000
- Tenure: 5 Years
- Interest Rate: ≈7.25% p.a. (for general public)
- Maturity Value: ₹1,23,508
- Total Interest Earned: ₹23,508
(Rates may vary as per bank updates & tenure chosen)
📝 Why Choose BoB FD?
- Guaranteed Returns – No market risk.
- Flexible Options – Choose monthly/quarterly/annual payout.
- Loan Against FD – Get instant liquidity without breaking your FD.
- Tax Saving Option – Special 5-year tax-saving FD available under Section 80C.
📌 How to Apply?
- Visit the nearest BoB branch or official website.
- Choose FD scheme & tenure.
- Submit KYC documents (Aadhaar, PAN, Address Proof).
- Deposit money & start earning guaranteed returns.
🚀 Final Words
The BoB FD Scheme 2025 is a safe and reliable option for those looking for steady income and guaranteed returns. With an assured ₹23,508 fixed interest on ₹1 Lakh, it is ideal for retirees, salaried individuals, and risk-averse investors.
Would you like me to also make a 1200×675 promotional image for this scheme with the tagline:
“BoB FD 2025 – Invest ₹1 Lakh, Get ₹23,508 Guaranteed Returns!”